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Savings Products

Together We Grow

Savings Account

This account is opened to all and operates like a current account

  1. Allows for salary processing, crop income, pension
  2. Low minimum operating balance
  3. Minimum interest bearing balance above kshs.20, 000
  4. Free quarterly statements
  5. Affordable withdrawing charge
  6. You can access ATM card, Unicash, Paybill, Personal cheque, in house payment voucher

Fixed Deposit

This account creates a saving a culture among our customers

  1. Minimum balance kshs.10,000/=
  2. Minimum interest period of 1 month,3 months, 6months and 1 year
  3. Automatic roll-over of the FDR upon maturity
  4. Does not attract a monthly ledger fee

School Fees Account

This account helps parents / guardians

  1. No minimum operating balance.
  2. Withdraw is restricted to three times in a year at back to school periods.
  3. No monthly ledger fees.
  4. Withdrawal charges apply.
  5. The parent or guardian can operate the account until the child attains the age of majority

Enterprise Account

This account is ideal for corporate customers

  1. The customer can access loans, LPO funding, overdraft
  2. The customer can enjoy the use of ATM, Personal cheque, Unicash and in house payment vouchers
  3. Free quarter statement
  4. Withdrawal charges apply.

Society’s Savings Account

This account is ideal for societies

  1. The society management can apply for a personal cheque
  2. The society is eligible to premium financing
  3. Withdrawal charges apply.

Group Account

Are you in a chama? Then this account is for you

  1. The group needs to present an original group certificate and a photocopy of the same.
  2. Group officials to present their original national ID and coloured Passport size photo.
  3. Group minutes.
  4. Low minimum operation
  5. No monthly ledger fees.
  6. Loan is (3) three times savings in the a/c.
  7. Withdrawal charges apply.

Watoto Account

This account will instill your child the culture of saving at an early age.

  1. Low operating balance
  2. No monthly ledger fees.
  3. The account is withdraw able three times a year
  4. Minimum interest bearing balance above kshs.20, 000
  5. The parent or guardian can operate the account until the child reaches age of majority.

Boresha Account

All customers can apply for this account

  1. Minimum operating balance is kshs.2,000/=
  2. No monthly ledger fees.
  3. Free quarter monthly statements
  4. The customer can apply for ATM card, Unicash, Personal Cheque, paybill
  5. Withdrawal charges apply.

MFI Member Savings

Are you a chama member and you would like to borrow a loan? Then MFI is for you.

  1. The group to bring an original certificate and photocopy of the same.
  2. Group minutes
  3. Group officials, their original national IDs
  4. Each group member can get a pass book and a registration form.
  5. No operating balance
  6. The presence of MFI officer from the SACCO at your chama meetings
  7. Minimum weekly deposits kshs.250/-
  8. No monthly ledger fees.
  9. One qualify loan 4times of the funds saved in the account. @ 1% p.m
  10. Withdrawal upon one leaving the group and free from co-gurantee.

Jijenge Deposits

This product can fit all of our customers

  1. Minimum monthly deposit of kshs.200/-
  2. No monthly ledger fees.
  3. One qualify loan 4times the deposits saved in the account.
  4. Withdrawal upon giving 60days notice and free from co-guarantee.
  5. Contributed monthly or as per specified period between members and the Sacco.
  6. Proposed interest rate 7% p.a. on the non -withdraw able fund
  7. Withdrawal charges apply

Soko Shirika Savings

This account is for entrepreneurs (Small and Medium Scale)

  1. A minimum balance of kshs.200.
  2. No monthly ledger fees.
  3. Withdrawal charges apply
  4. ATM, Paybill, personal cheque and Unicash charges apply.
  5. Weekly none withdraw able deposits (Jijenge) savings of kshs.200.
  6. Minimum interest bearing amount kshs.20, 000 @ 1% p.a.

Holiday Savings

Are you a holiday lover?

  1. The account is open to all customers
  2. Minimum weekly savings kshs.200.
  3. No monthly ledger fees.
  4. Zero opening balance.
  5. Withdrawal twice in a year.
  6. Customers can have in the holiday account independently.
  7. Withdrawal charges apply
  8. Proposed interest rate 7% p.a.

Institution Savings

Ideal for churches, schools, hospitals

  1. Copy of minutes
  2. Officials to present their original national IDs and pass port size coloured photos
  3. The customers can deposit in this account at no cost
  4. A convenient and safe point for paying school fees
  5. The institution can qualify for a loan, Advance, STL and MTL
  6. Withdrawing charges apply