Savings Products

• Minimum operating balance is kshs.2,000/=
• No monthly ledger fees.
• Have an annual maintenance fee of Kshs 100.
• The customer can apply for ATM card, Unicash, Personal Cheque, pay bill
• Withdrawal charges apply.

• Minimum monthly deposit of kshs.300/-
• No monthly ledger fees.
• One qualifies loan 4 to 5 times the deposits saved in the account.
• Withdrawal upon giving a notice within 60days and free from co-guarantee.
• Deposits withdrawn during the year will not earn interest.
• Minimum monthly contributions to be Kshs 300 for customers.
• Interest rates to be as follows;
  • Below 1million: 7.5% p.a
  • Above 1million - 2million: 8%-p.a
  • Above 2million: 9%p.a
• Withdrawal charges apply

This account is ideal for societies

• Minimum balance kshs.500/=
• Monthly ledger fees of kshs.300/=
• The society management can apply for a personal cheque
• Withdrawal charges apply.

This account will instill your child the culture of saving at an early age.

• Minimum operating balance kshs.500/=
• No monthly ledger fees.
• The account is withdrawable three times a year
• The parent or guardian can operate the account until the child reaches age of majority.

This account helps parents/ guardians.

• Minimum operating balance is 500/=
• Withdraw is restricted to three times in a year at back-to-school periods.
• Three free bankers’ cheques per year to be given to customers.
• No monthly ledger fees.
• Withdrawal charges apply.
• The parent or guardian can operate the account until the child attains the age of majority

Are you a Holiday lover?

• The account is open to all customers
• Minimum weekly savings kshs.250
• Minimum operating balance is kshs.110/=
• Negotiated holiday packages.
• No monthly ledger fees.
• Withdrawal charges apply

• No minimum operating balance.
• Kshs 600 Contribution per annum for one individual and Kshs 1,200 for a couple per annum.
• No monthly ledger fees.

This account is for entrepreneurs and salaried employees (Small Scale)

• A minimum balance of kshs.110.
• No monthly ledger fees.
• Withdrawal charges apply.
• One can access ATM Card, Unicash and Pay bill.

• Weekly savings of Kshs 300
• Free financial literacy training once per year with certificates.
• No monthly ledger fees.
• One qualifies loan 4 times of the funds saved in the account.
• Withdrawal upon one leaving the group and free from co-guarantee

• Minimum opening balance of kshs 2,000/=
• No monthly ledger fees.
• Maintenance fee Kshs 100 per year to be charged in December.
• Withdrawal to be Kshs 100 per transaction