Other Loans

• Available to all Jijenge account holders
• Amounts are 4 to 5 times the balance of the Jijenge savings
• Maximum repayment period is up to 84 months
• Security: guarantors, title deed and logbook

• Available to cooperative societies
• Loans are up to Kshs 50,000,000/=
• Maximum repayment period of up to 60 months
• Interest rate is at a reducing balance
• 2/3 rule must apply
• Security: Title deed, logbook, and fixed deposit

• Available to all members
• Loan is from 80% of the total purchase price. Customer to meet the balance of 20%
• Maximum repayment period of up to 60 months
• Interest rate is at a reducing balance.
• The vehicle must be comprehensively insured under MAPA insurance agency.
• 2/3 rule must apply
• Security: Title deed, logbook
• On tracking, for high value vehicles e.g. 3million and above, to be installed with 2 trackers.
• In case of a motor vehicle, joint registration must be done, and logbook will be held by the Sacco until loan is fully paid.
• The motor vehicle should be less than 8 years of age.

• Available to all business enterprises
• Accounts with deposit turnover more than Kshs 100,000 per month
• Security: Title deed, logbook

(LPO/Invoice Discounting/Performance Bonds)

• Available to all our customers
• Maximum 2/3 of the LPO with a maximum of Kshs 500,000/=
• Invoice discounting is also incorporated.
• Amounts above Kshs 500,000/- must be secured by either Motor Vehicle, title deed or fixed deposit.

• Available to all our customers
• Loan for insurance premium payment
• Maximum period is up to 10 months.