Micro Insurance

Covers livestock against the below:

• event of accidental death or damage or loss to the Dairy cattle
  specified in the Schedule, as caused by internal and external injury
  by moving or falling objects
• lightening, electrocution,
• calving down complications
• fire
• windstorm
• poisonous bites
• Diseases of terminal nature or Emergency Slaughter on a
  veterinary doctor’s advice theft with use of force during the period
  of this insurance.

RATE 3.5% THE VALUE OF THE ANIMAL.

Cover provides monetary payments in the event of bodily injury sustained by the insured. The injury must be caused by violent, accidental, external and visible means subject to the option selected by the insured and will compensate the affected member if injured.

The policy offers benefits under the following categories:

• Death
• Permanent and total disability
• Temporary total disability/ weekly loss of income for those in gainful employment
• Hospital cash for those in self-employment medical expenses on reimbursement basis up to a determined limit.
• Funeral expenses
• Professional trauma counseling
• Physiotherapy expenses

The policy will provide monetary payments in the event of bodily injury sustained by the insured. It covers injury caused by violent, accidental, external, and visible means, subject to the option selected by the insured.

Cover is available under the following benefits:

1. Death
2. Permanent total disability
3. Hospitalization cash payout
4. Medical expenses

Indemnity to the insured in respect of loss or damage caused by fire, lightning, thunderbolt, earthquake, volcanic eruption, subterranean fire, explosion, riots and strikes, malicious damage, and special perils as per policy.

It covers the below section:

1. Buildings
2. Contents
3. All risk
4. W.I.B.A(Work Injury Benefit Act)
5. Owners Liability
6. Occupiers Liability

Premiums are based on Quotations.

The policy covers any movable items against Fire, Burglary, Theft, Loss and accidental breakage

Premiums are based on Quotations.

This is an insurance cover that protects employers, should their employees incur injuries or die in the course of their work.

Premiums are based on Quotations.

This is an insurance that covers the costs and losses associated with unexpected events incurred while traveling.

Premium: number of days your travelling*the dollar rate

This insurance covers is a type of insurance policy that a bond issuer purchases that guarantees the repayment of the principal and all associated interest.

Premium: based on quotation according to the value of the bond.

• Covers inpatient, outpatient dental optical maternity and personal accident.

From the age of 18years-65years
Seniors From 70years -85years