• Available to all registered organized group members
• Loans available after 6 weeks of operations
• Monthly savings of not less than Kshs. 1,500 per month or Kshs 300 per week.
• Loans are 4 times the savings balance
• Interest Rate on reducing balance.
• Repayment Period of up to 36 Months.

• Available to organized registered groups for asset acquisition
• Loans available after 6 months of operation
• Security: Title deed, logbook
• Minimum members of a chama should be at least 5 members
• Consider 90% of contributions during lending.
• Interest Rate on reducing balance.